When There’s a Financial Crisis


When we hit a financial crisis, we don’t arrive without instruction or warning. Sometimes we can’t understand the warnings. Today we will catch some of the warning signals and identify them.

When it comes to a financial crisis, the Bible gives us useable, wise instruction and warning.

“Know well the condition of your flocks, and pay attention to your herds; for riches are not forever, nor does a crown endure to all generations” (Prov. 27:23-24).

The Bible is saying we need to take time to maintain our personal lives. A lot of times when we hit a financial crisis, it doesn’t occur overnight. It usually is a result of our procrastinating.

One of the major causes of financial frustration is simply the lack of maintenance in our personal lives. The Bible gives us three principles:

    1. Get an Accurate Lay of the Land

This means that we know where things are. Get an accurate lay of the land. What are your bills? What’s your income? Once you know where you are, then you’ll have a more accurate perspective of where things are.

Sometimes, when we think we hit a financial crisis, we really haven’t. Often times, it is a divine correction aimed at getting us back on focus. Sometimes we get upset when it’s really just a correction. A financial crunch can present itself in many different ways. One may be that you become financially short because of a season. Sometimes the crunch is felt because of a vocation.

True riches are the things that life is made of. It is the example that you leave, the legacy that you have. So God is very concerned about how we handle our finances.

Learn Integrity

You are going to learn integrity. Follow through on what you say. You need to have integrity or everything you stand for is moot. You will be lacking in credibility because you don’t have integrity.

Develop Contentment

Don’t keep wishing for more. Develop contentment. If you don’t, it will cost you so much to develop contentment. Sometimes a financial crisis is not simply financial. It is God making adjustments with us.

Practice Giving

Giving will break addictions. When you give, you are investing in someone. Giving breaks the hold that money has on you.

“No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and money” (Matt. 6:24).

That is why the Lord speaks about tithing. Tithing is not for the church, but for us. Giving corrects our hearts and offers them back to God.

  • Take Corrective Action Immediately
  • Don’t procrastinate. It is not giving away if you worry. Take action immediately.

    “A prudent man sees danger and takes refuge, but the simple keep going and suffer for it” (Prov. 22:3).

    When you are in a financial crisis, the first step is:

    Repent Before God

    God says, “I want you to do this and this with your money, and I want you to allocate it like this and like this.”

    He lays it out in the Word. If I don’t do it, I will hit a financial crisis. When you hit these times, recognize it as a spiritual matter.

    Develop a Plan of Action

    After repenting to God, develop a plan of action. You can get help. One of the plans is not to sit and worry.

    When you hit a financial crisis, do you know what it is? It probably is a divine correction. God wants us to not miss out on what life is made of.

  • Reprioritize Your Life Values
  • Often when we hit a financial crisis, our life values are wrong. Reprioritize your life values.

    Correct to Your Eternal Assignment

    Your eternal assignment is to be a man of God, someone who represents Christ well. That is what life is made of. Often, we trade our eternal assignment.

    “Seek first the kingdom of God and His righteousness, and all these things will be added to you” (Matt. 6:33).

    God will take care of that if you will keep your heart on eternal things, divine things. Be good stewards. Do it well and God will add more. You will be wiser.

    When you are in a financial crisis, cut things, cut anything but don’t get rid of relationships. Restore the primacy of relationships. Sometimes there is a crisis or a correction because we are starting to get shallow in relationships.

    When you are good stewards, not only will you hear God say, “Well done,” but also He’ll say, “You are a wealthy person.” You will indeed be wealthy.

    Comments 1

    1. Thank you so much for your teaching Pastor Wayne. You have mentored me for 20 years. There are some visions that God is giving me for you. I realized that there are some pretty wacky things that are brought to you. However God is confirmed this in the earthly realm and spiritual. There are just way too many things that have happened to say it is coincidence. Please I am trying to contact you.

      Jamie Moore

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